You’ve been awarded Social Security Disability (SSD) benefits, now what?

You are automatically enrolled in Original Medicare (Parts A and B) after two years of receiving SSD. Medicare Part A covers hospital stays, skilled nursing facilities, hospice care, and some home health care. Medicare Part B covers doctors' services, outpatient care, some medical supplies, and other preventive services. You may also consider enrolling in Medicare Advantage (Part C) or a Prescription Drug Plan (Part D).

A Trial Work Period provides you the ability to work up to 9 months while receiving your full disability benefits regardless of how much you earn during that time; essentially, you can try working without risking your disability payments if you need to return to receiving benefits due to your condition. The 9 months do not need to be consecutive; they can be spread out over a 5-year period. 

Apply for benefits for any qualifying dependents you may have on your SSA record and consider an ABLE account (A tax-advantaged savings account for an individual with a disability. You can use an ABLE account to save funds for many disability-related expenses. Anyone, including the account owner, family, and friends can contribute to the ABLE account).